What are you big issues?

Replies to This Discussion

Permalink Reply by Randzo on January 22, 2009 at 7:02am

full independence!!!

now all of a sudden i have to take on my own insurances. life insurance, car insurance aaaaggggggggrrrrr!!!! then there is the damn expensive medical aid.
then with the terrible state of the ecconomy i am so stressing about property. i mean i cant stay at the outside cottage at home forever. would be nice to have my own place.
then there is the huge difficulty of the weight. you know while growing up, you eat whatever and it just disappears somewhere. now what you eat is always with you and you have to work damn hard to loose it.
i dont even want to start on all the decisions that i now have to make. i mean there is the marrage thing. i dont believ in devorce but you tell me how the hell do i decide on one person who i plan to be with forever keeping very much in mind that the "perfact" that we all say we want does not exist. so i fully understand who ever he will be will have to be someone i take warts and all (since i know i have a million of my own) but how do you choose which warts you will be able to handel long term - forever!!!!????
then there is the carea thing. being 21 i am a bit unstable at the moment but how do i know that this is the job i should stick with cause it has a grate future for me. then could someone explain to me how the hell do you get rid of the feeling that time is running out to do all the crazy things that you still want to do?

Permalink Reply by Ryann Warlick on January 22, 2009 at 11:54am

I know exactly what your talking about. I have a blog about keeping bills straight that may help. But it's best to keep the cost of all of your bills visible, and a budget out, so you don't spend your bill money. It's also best to keep your bills out so you remember to pay them, and to pay them before you forget, which is not good! Bills take up a big part of your money, which is why its best to budget!
Stay in the cottage as long as you can (I assume you don't have rent) because imagine how much rent would be! The average where I live is about $600 for a 1bdrm. It's more in some cities, but less in others. I would suggest trying to save some to get ready for whenever you have to move out.
As far as marriage, you're 21! There are some 21 year olds getting married, and I'm sure it's right for them, or at least hopefully. But I'm 23 and not ready for it either. Just have fun, and do what you feel. If you feel like being single, be single, don't let anyone take that away from you unless you change your mind. Once you start dating someone, do it for awhile before you think about marriage. Some people say live with this person, others say don't, do what you feel. But don't let anyone decide if this is the person except you (but if none of your friends or family like them, and they have good reasons, he's probably not the right person. Just do what you feel is right. Not believing in divorce is great, but remember, people make mistakes, and people change. Just make sure you and this person are going in the same direction, don't think you can change anyone. Bc you may, but this person may not be happy. I have been told that when it's right, you know. I have never really had this feeling, so I can't tell you for sure, but this is what I've been told, and you may not know for a long time, or you may get this feeling tomorrow!
As far as career. I work at target! I have a bachelor's degree and I work as a pharmacy tech at target! Not everyone knows what they want to do! A year ago I began student teaching a realized it wasn't for me. Do what you want to do. Don't do something that makes you unhappy, unless you really want to. Just make sure you can pay your bills. But like with me, since I don't want to teach, and I want to work retail, I don't have very much extra money. I also have to stay in school full time taking bs courses to stay on my parents health insurance because I work 2 parttime jobs (I quit one of my jobs this week, but I'm about to get more hours at target, and I still have my old job at another store, long story.)
Just breath. You are 21, and despite the way you feel, as far as being an adult and getting more responsibilities, you don't have to take on everything. Just take care of what you have to (bills), and do what you want to (those crazy things). Don't take on marriage until you feel like it's what is right.

Permalink Reply by Crystal Barancik on January 23, 2009 at 12:38pm

I posted my comment, then read yours, made me laugh, because yours is an answer to mine, sorta, LOL.

Permalink Reply by Peyton Smythe on July 26, 2010 at 6:15pm

yeah, she covered mine pretty well, also.

Permalink Reply by Crystal Barancik on January 23, 2009 at 12:36pm

I would have to say remembering to pay all my bills, LOL. We mostly have just rent, car insurance, electricity, and internet & phones. But... we just need to get a little more organized! :)

Permalink Reply by Ryann Warlick on January 23, 2009 at 2:02pm

Haha yeah, you had a thought and ran with it, that's not bad :-). I have a whole blog about organization and how my desk is organized for bills. I hope you take these ideas and run with them to! But def go check them out!

Permalink Reply by kiwi on August 19, 2009 at 1:20am

or just use auto bill. one thing i'm glad i'm a child of my parent is that they don't have all these electronic system :)

Permalink Reply by debi on January 24, 2009 at 10:59am

Remembering to pay the bills on time sometimes is hard!! I try to pay them all on the same day, regardless of due date, but there are TWO that always throw me. One is due 4 days before that 2nd pay day, and one is not due til the end of the month. Gr.. I've tried to change the due date and they won't let me.

And also, all the insurance and everything you are "supposed" to know. I'm buying a house and I swear I feel dumber than I ever have. I don't know half the stuff I should, and I always thought I was somewhat smart...

Permalink Reply by Ryann Warlick on January 24, 2009 at 3:48pm

Write down all of your due dates, but I usually pay them as they come in and write down that date on my dry erase board. It's an idea!
But as far as knowing everything, don't expect to! There's no way to know everything unless you take classes, like real estate agents do. Don't be ashamed to ask any questions, because it would be more embarrassing if you pretended to know and make a mistake. You could always ask a parent or friend who has gone through the same thing. The more recently the better because laws change!
Hope this helps, and definitely check out my blog for more suggestions!

Permalink Reply by debi on January 24, 2009 at 3:52pm

Oh gosh I just clicked on your blog and I love it!! It's a great idea and I'm going to sit down for a bit and go through and read it. :) Thanks!

Permalink Reply by Ryann Warlick on January 24, 2009 at 4:37pm

Great! I'm glad it's helping! Keep checking back, I have successfully added a post everyday so far, and have a few more lined up that I'm working on. Lemme know if you have any more issues that I may be able to give suggestions on, I'm always open on new ideas to blog about!

Permalink Reply by Severina Elizabeth on January 24, 2009 at 5:37pm

My biggest concerns now that I'm married, husband deployed, living on my own in California, and no where near family is dealing with all of the small things that occur. I can change a tire, cook for myself, and successfully keep the bills up to date BUT the whole really being a lone and thinking about the future gets to me sometimes. Dealing with the questions of "when are you guys going to have kids?," "when are you all moving back to Texas?," and separating myself from the petty people that don't understand that my priorities are much bigger than the drama they want to bring into my life.

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